EPC Rules for Landlords: What You Must Know About the 2025 Changes

Landlords

Posted in Apr 27 , 2025

Landlords in the UK know that the Energy Performance Certificate (EPC) is something they need to understand. The new EPC requirements for landlords will take effect in 2025. It's a good time for landlords to understand how their rental properties will be affected. This blog is intended to keep everything simple so you can stay on the legal track and avoid hefty fines, whilst keeping tenants happy.

What is an EPC and Why Does It Matter?

The Energy Performance Certificate (EPC) rates the efficiency of a property by the government, ranging from A (very efficient) to G (very inefficient). Apart from rating, this certificate also suggests ways to improve the building's energy system.

According to the law, landlords must have a valid EPC before letting the property. The certificate must be present for 10 years before the tenancy starts. Failure to provide one can result in hefty fines up to £5,000.

This certificate is important because it is meant to help tenants estimate their expected energy bill. It is also part of the government's plans to encourage people to live in green homes and reduce carbon emissions.

The Current EPC Requirements for Landlords

Landlords in England and Wales must ensure that their properties have an EPC rating of at least E before they can be rented out. This rule applies to both new and existing tenancy agreements and has been in effect since April 2020. However, this rule is exempt in some cases, such as when a property is listed or the improvements are too expensive. In such cases, the landlord must register the property officially and provide complete evidence.

What Are the New EPC Regulations for Landlords in 2025?

It is expected that the UK government will raise the EPC rating to a minimum C for all rental homes in 2025. The upcoming government rules, based on a net-zero strategy, will be used to improve housing energy efficiency and reduce carbon emissions, ultimately lowering tenant bills.

Here is what’s expected to change after the new EPC regulations for landlords in 2025:

1. All EPC tenancy agreements should have a minimum C rating from 2025.

2. The tenancies have to comply with the new minimum C ratings by 2028.

3. Landlords who fail to comply with standards will face fines of up to £30,000 or even imprisonment.

Whilst the 2025 deadline is not yet legally enforced as of now, the government has made its intentions clear. Landlords should start preparing as if the rules are confirmed, to avoid any last-minute costs or legal issues.

What Does This Mean for Landlords?

For landlords whose property has a current rating of D, E, F, or G, they will need to ensure their energy efficiency and reach a minimum of C if they have to survive:

1. Upgrade their insulation within the walls or loft.

2. Install windows that are double or triple-glazed.

3. Switching to more energy-efficient boilers and heating systems.

4. Using solar panels and smart meters.

Financial Support and Exemptions

The government suggests that landlords may be asked to invest around £10,000 to upgrade their properties to a certain standard. However, there is also some good news: you can register for an exemption if you can prove it.

The government has also announced financial support through local council channels or multiple schemes. Whilst the options can change over time, landlords need to keep an eye on the available options.

Why Should Landlords Act Now?

If landlords wait until the end of 2025, they will have to deal with contractors on short notice and face times when they will be unable to let their properties due to non-compliance issues. If landlords act early, it could increase the costs, plans, and properties without avoiding tenants.

How to Check Your Property’s EPC

If you’re unsure of your current EPC rating, you can check it online through the government’s EPC requirements for landlords. Just enter your property’s address, and you’ll be able to download a copy of the most recent certificate. If the certificate has expired, you will need to arrange a new assessment by an accredited energy assessor.

Once you have the report, you can follow the suggestions it provides to bring your property up to standard. It’s also a good idea to speak with a qualified tradesperson or energy advisor to plan the most cost-effective upgrades.

How Cribs Estates Can Help

We work closely with landlords across London to ensure their properties meet all legal standards, including the latest EPC regulations. Whether you need help arranging an EPC assessment, improving your property’s energy rating, or understanding what exemptions may apply, our team can guide you every step of the way. With trusted contractors, up-to-date market knowledge, and years of experience in property management, we make it easier for landlords to stay compliant and protect their rental income.

Get in touch with Cribs Estates today and let us help you future-proof your property for 2025 and beyond.

Shared on social media

Comments

Enquiry form

Latest Blogs

How Much Are Letting Agent Fees for Landlords in 2026

It’s rewarding to let property in London, but it also involves time and effort, and responsibility. This is where the letting agents come in and handle everything for you in the market, including tenant screening, rent collection, and maintenance. But the common question is: how much are letting agent fees for landlords? If you are planning to rent your property this year, we have compiled a fee structure to help make your investment worthwhile. Let’s start with:What Are Letting Agent Fees?Letting agent fees are the charges landlords pay for professional help in managing their rental properties. These fees vary depending on the level of service you choose, from a simple tenant finding package to complete property management.In 2026, fees may vary slightly between agents and locations, but most London agencies, including Cribs Estates, let their clients know in advance. The aim is to ensure landlords know exactly what they’re paying for without any surprise charges later.What are the types of Letting Agent Services?There are three main types with separate costs: Tenant-Find OnlyFor landlords who want to manage their properties themselves, the agents will help them with advertising the property, handling enquiries, arranging visits, and securing tenants. They also help with preparing tenancy agreements and typically charge 8–12% of the annual rent (one-time fee).Rent Collection ServiceAgents help find new tenants and manage rent payments each month. They are responsible for ensuring timely rent and chasing after late payments, and handling payment-related issues. The typical fee is 10–14% of monthly rent.Full Property ManagementThis is the most widely used option for landlords who want to focus on other portfolios but don’t have the time to handle all tasks. The agents handle all tasks, including finding tenants and collecting rent, as well as managing repairs, inspections, and legal compliance. The typical fee in 2026 is 12–18% of the monthly rent.What’s Included in Letting Agent Fees?Whilst costs may vary, a good letting agent should offer a comprehensive package that covers:Professional property marketing on major portals.Tenant referencing and background checks.Right to Rent and ID verification.Preparing tenancy agreements and legal documents.Rent collection and deposit protection.Routine inspections and maintenance coordination.Handling tenant issues and renewals.Some agents may also offer additional services, such as rent guarantee insurance or inventory management, for a small extra fee.What Affects Letting Agent Fees in 2026Several factors can influence how much you pay:Central London properties usually attract higher fees due to demand and complexity.HMOs and luxury properties often need more management time.Full management packages naturally cost more than tenant-find only.As the rental market in London stays strong in 2026, some agents may slightly adjust their fees to match demand.Why Paying for a Letting Agent Is Worth It?You don’t have to deal with tenant calls, repairs, or legal updates.Agents ensure your property meets all compliance requirements, including gas safety, electrical checks, and deposit rules.Agents have access to quality tenants through screening and referencing.Professionals know how to ensure minimum void duration. Frequently Asked Questions1. Can landlords still charge tenants admin fees in 2026?No. The Tenant Fees Act bans most tenant fees in England. Letting agent fees are only charged to landlords, not tenants.2. Are letting agent fees tax-deductible?Yes, landlord letting fees are classed as allowable expenses and can be deducted from your rental income when filing taxes.3. How can I compare letting agent fees?Always check what services are included. Some cheaper options might not cover inspections or maintenance, which can cost you more later.How Cribs Estates Helps Landlords in 2026At Cribs Estates, we understand that every landlord’s needs are unique, whether you manage a single flat or several rental properties. We aim to make the letting process simple, transparent, and profitable by onboarding local resources from the area. We offer flexible services, from tenant-find only to full property management, so you can choose the level of support that suits you best. Our pricing is clear and fair, with no hidden costs, so you always know exactly what you’re paying for and why.

HMRC MTD Self-Employed Landlords 2026: Complete Guide

MTD, known as Making Tax Digital, is a strong initiative taken by HM Revenue and Customs to move the tax reporting fully digital. After April 2026, MTD will become mandatory for self-employed landlords with a combined annual income of £50,000 or more from property and self-employment. This means landlords will need to keep their financial records digitally and send quarterly updates to HMRC rather than submitting a single annual tax return. The goal is to make tax reporting easier, more accurate, and less dependent on paperwork. If you own rental properties or are self-employed, it’s important to understand how these new rules affect you. Who Must Comply from April 2026 From 6 April 2026, MTD for Income Tax Self-Assessment will apply to: Self-employed landlords earning over £50,000 a year A year later, in April 2027, it will apply to those earning £30,000 or more. Landlords with incomes below this threshold will be brought into the system at a later stage, although HMRC has not yet confirmed when this will be. If you are a landlord who owns multiple properties, remember that the threshold is based on total income, not per property. For example, if you earn £30,000 from your freelance work and £25,000 from rental income, your combined total is £55,000, meaning you must follow MTD rules from April 2026. What MTD Means for Self-Employed Landlords Under MTD, you will need to: Keep digital records of your property income and expenses using MTD-compatible software (like QuickBooks, Xero, or FreeAgent). Send quarterly updates to HMRC summarising your income and expenses. Submit an End-of-Period Statement (EOPS) at the end of the tax year to finalise your figures. File a Final Declaration to replace the old Self-Assessment tax return. Preparing Your Property Business for MTD The best time to start preparing for MTD is now! You can begin by: Using digital accounting software that HMRC approves. Separating business and personal finances, so property income and expenses are easy to track. Keeping receipts and invoices digitally, either scanned or through an app. Checking your total income to see if you fall under the £50,000 threshold. Planning quarterly updates, ensuring your records are complete and ready for each submission. Common Pitfalls and How to Avoid Them Other common issues include: Missing quarterly deadlines. Not keeping all property income records in one place. Joint ownership complications: each owner must report their share separately. Using software that is not MTD-ready. Property Income and MTD: What Counts Your property income includes: Rent received from residential or commercial tenants. Income from furnished holiday lettings in the UK or abroad. Any service charges or additional payments received from tenants. However, landlords who let properties through a limited company will not be affected by MTD for Income Tax. They must continue to file through Making Tax Digital for VAT or Corporation Tax instead. The Cost of Compliance The cost of switching to digital records varies depending on the software and level of support you choose. Many MTD-compatible software options start at £10-£30 per month, offering automatic syncing with bank accounts, rent payments, and expense tracking. For landlords with multiple properties, this investment can save significant time and reduce errors that could otherwise lead to penalties. How Cribs Estates Can Help At Cribs Estates, we understand that property management is not just about finding tenants; it’s also about staying compliant and stress-free. Our landlord support services include organised rent collection, digital record-keeping, and property expense tracking that make tax reporting simpler. We work closely with trusted accounting partners to ensure landlords have access to the right tools and advice for MTD compliance. Whether you have one rental or a whole portfolio, we’ll help you prepare for the 2026 changes so your property business runs smoothly. Our team also ensures that all documentation, from tenancy agreements to maintenance costs, is recorded accurately, making quarterly reporting easier when MTD becomes law. FAQs on HMRC MTD Self-Employed Landlords 2026 1. Does MTD apply if I only rent out one property?Yes, if your total income from all sources, including self-employment, exceeds £50,000 from April 2026. 2. Do I still need to file a tax return?You’ll no longer file a single annual Self-Assessment. Instead, you’ll submit quarterly updates and a final declaration through MTD-approved software. 3. Can my letting agent help with MTD?Yes. Agents like Cribs Estates can support digital record-keeping and provide reports that make quarterly updates easier.

New Build Houses for Sale in Surrey

Searching for new build houses for sale in Surrey? Cribs Estates specialises in finding the dream homes for buyers, investors, and families in the South East. Surrey has new developments going on with beautiful designs, transport links and green parks that make it ideal for living.Key Reasons People Choose New BuildsDesigns are getting better: Developers today focus on light-filled interiors, open-plan kitchens, and contemporary finishes that suit today’s lifestyles.Energy efficiency: New homes come with better insulation, double glazing, and eco-friendly heating systems that help reduce monthly energy bills.Warranty and peace of mind: Most new build houses include a 10-year structural warranty, ensuring long-term security for buyers.Low maintenance: Everything from plumbing to roofing is brand new, so you won’t need repairs or renovations for years.Great connectivity: Surrey is well-linked to Central London, Heathrow, and Gatwick through frequent trains and motorways like the M25 and A3.Popular Areas for New Build Houses in SurreyYour dream house in Surrey is waiting for you. Cribs Estates has already helped buyers to get best investment in top places of Surrey including:GuildfordA peaceful town with a proper schooling system, shopping, and transportation facilities. New houses built here are mostly along the riverside but they are all modern houses.WokingIt's an ideal place for professionals and commuters as the new builds in Woking offer an urban environment whilst being just minutes away from London via train. Epsom & EwellFamous for being family-friendly, this area is surrounded with parks, top schools, and stylish home designs that are similar to Epsom Downs.Redhill & ReigateWithin recent years, these towns have grown rapidly because the buyers love the balance between countryside and modern London.Cobham & EsherThis area attracts buyers seeking for luxury new build houses that have large gardens, high quality interiors and strong gate access. Cribs Estates agents are always ready to help you compare options based on requirements.Our Services for Buyers and InvestorsCribs Estates offers complete property solutions to get the best deals of homes in Surrey. Some of the common services we offer include:New Build Property SearchOur team has access to all local developer listings including upcoming projects even before they reach the market. We shortlist the right properties as per your preference of the location, size, and pricing. Support for Viewing Our team ensures proper viewing of homes for the visitors and handles all the communication whilst guiding about all upgrades. Expert Buying GuidanceFrom the offer to exchanging contracts with clients, we ensure every stage is running in a smooth manner. We can also help in case of any mortgage advisory, solicitation, or surveys. Off-Plan InvestmentsFor investors who are searching for a strong capital appreciation potential before the completion, we offer a plan to get off-plan new build homes at early prices.Benefits of Buying a New Build Home in SurreyNew homes are built as per modern energy standards, cutting monthly bills by up to 30% compared to older properties.As you’re the first owner, you avoid the stress of long property chains.Developers often offer phased or incentive-based payment options.Surrey’s new builds are always in high demand, ensuring your investment retains value.New developments often include secure parking, landscaped gardens, and communal green spaces ideal for families.Why Choose Cribs Estates?We have over a decade of experience in helping buyers, landlords, and investors to decide where and why to invest in London and Surrey. When you work with us, you get:In-depth local knowledge of Surrey’s towns, schools, and transport connectionsAccess to verified developers and pre-launch opportunitiesPersonalised service as we match homes to your lifestyle and budgetTransparent process with no hidden feesA team available even after completion for lettings, resale, or management needsFrequently Asked QuestionsQ: Can Cribs Estates help me find off-market new builds in Surrey?Yes. We work with several developers who offer pre-market or limited-release homes.Q: What kind of new build homes are available in Surrey?You can find everything from one-bedroom flats to luxury detached houses and gated developments.Q: Do new builds in Surrey qualify for any government schemes?Some new developments may offer shared ownership or first-time buyer incentives, depending on availability.Q: How long does it take to buy a new build home?If buying an already completed home, it can take 6–10 weeks. For off-plan, the timeline depends on the construction stage.Get Started with UsContact us at +44 2034 4115 71 or email info@cribsestates.co.uk to schedule a consultation. Let Cribs Estates take the stress out of buying new houses for sale in Surrey and help you maximise your returns.

HMO Sourcing Agents London

HMOs can become a worthwhile investment and a source of long-term passive income. But converting your regular properties into HMOs can be challenging due to complex issues, including health and safety regulations, planning restrictions, and legal requirements. What Can We Do For You?At Cribs Estates, we specialise in sourcing and managing HMO properties across London. Our team helps investors find, assess, convert, and manage high-end HMO properties that generate steady income and long-term growth.Our Complete HMO Services1. HMO Property SourcingGet details on the best properties with potential to convert or that are already licenced as HMOs. We have strong marketing insights to help shortlist top-performing properties that align with investment goals and trends. Our team also negotiates the best price on your behalf. 2. Investment Appraisal & Due DiligenceOur team analyses the property's true potential before preparing an investment report. We assess local demand, expected rental income, renovation costs, and long-term value, helping you avoid costly mistakes when purchasing the property. 3. Conversion & Refurbishment SupportWith proper planning, many standard homes can be turned into successful HMOs. We have the most experienced builders and specialists to plan and guide you at every step until the conversion, ensuring your property meets all fire and safety requirements. Standards required by the official London councils. 4. Licensing & Compliance SupportAlthough the HMO rules vary depending on the licence, our team ensures you apply for a new licence or renew the existing one, with proper safety checks. We stay updated on every change in the local area, so our managed properties remain compliant. 5. Letting & ManagementAfter your HMO is ready, our lettings and management team will ensure team sourcing, rent collection, maintenance, and inspections. Our focus is to minimise the void period whilst keeping the tenants happy and your property fully maintained. 6. Portfolio Growth & Exit StrategiesFor landlords who want to expand, we offer long-term portfolio planning. Whether you need to refinance, sell, or grow your HMO holdings in the UK, we ensure the best strategy. Who Needs to Invest in HMO Property Sourcing?Landlords who have multiple portfolios and want to earn 30-50% higher rental yields than the traditional single-let property across London. Areas including Croydon and Clapham, through to Tooting and Wimbledon, have seen the highest demand for HMOs as professionals seek flexible housing options. Benefits of Using HMO Sourcing Agents LondonSave Time: We handle property search, negotiation, and due diligence so you can focus on results.Access Opportunities: Many profitable HMO deals are off-market, and we bring those directly to you.Reduce Risk: Our checks ensure you avoid properties with low returns or compliance issues.Expert Licensing Knowledge: We stay up to date with all London council regulations and legal changes.Better ROI: With our sourcing and management expertise, you can maximise both yield and capital appreciation.Hands-Off Investment: We manage everything from start to finish, sourcing, converting, letting, and maintaining your property.Key Requirements for HMO Property InvestmentRequired for properties housing five or more people forming two or more households, though some councils require licences for smaller HMOs too.Bedrooms must meet minimum space requirements as set by local councils.Must include fire doors, smoke alarms, fire extinguishers, and emergency lighting where required.Annual gas safety checks and five-year electrical checks are mandatory.In some boroughs, converting a home into an HMO may require planning consent.All tenants must be verified under the UK Right to Rent regulations.Frequently Asked Questions (FAQs)1. What areas in London are best for HMO investment?Areas such as Croydon, Tooting, Clapham, Wimbledon, and South West London offer high rental demand, affordable property prices, and good transport links, making them excellent choices for HMO investment.2. Do I need a licence for every HMO property?Yes, most HMOs in London require a licence. Rules vary by council, but any property with five or more tenants from two or more households must have one.3. How much yield can I expect from an HMO?Yields typically range from 7% to 12%, depending on the property type, location, and management efficiency.4. Can Cribs Estates manage my HMO after purchase?Absolutely. We offer full HMO management, including tenant sourcing, rent collection, maintenance, and compliance checks.5. What budget do I need to start investing in HMOs?It depends on the area and property type. In many London suburbs, you can begin with properties starting around £400,000–£600,000, plus any conversion costs.Get Started with Cribs EstatesWhether you’re buying your first HMO or expanding your property portfolio, Cribs Estates is among the most trusted HMO sourcing agents in London. Contact us at +44 2034 4115 71 or email info@cribsestates.co.uk to schedule a consultation. Let Cribs Estates take the stress out of property management and help you maximise your returns.

Property search

Residential Lettings

Residential Sales

HMO

Commercial Sales Commercial Lettings

Price

Min price

Max price

Number of Bedrooms

Min bedrooms

Max bedrooms

Find properties